Maurice Trapp Group have a specialist Group Insurance and Employee Benefit team who implement and administer group contracts for companies across New Zealand who want to provide insurance cover for their staff.
This can be Medical Cover, Life Insurance, Total & Permanent Disablement (TPD Cover), Income Protection and Trauma/Critical Illness cover.
We currently manage nearly 90 different group contracts providing insurance cover for over 4,300 employees. These companies, both New Zealand owned and international brands, come from a range of industries including accounting, legal, engineering, sport, health, manufacturing, forestry, stevedoring, beauty and hospitality.
We work alongside businesses both large and small, understanding their needs and implementing group insurance schemes that compliment not only the employees’ remuneration package, but plans that also suit the unique structure of the business and the requirements of the employer.
Once set up, the Group Insurance and Employee benefits team manage the annual renewal of the group contract on behalf of the client, ensures the efficient on-boarding of new members and their families, the transfer of policies when members leave their employer, and of course assist when needed at claim time.
Group Health Insurance is considered one of the most desirable employee benefits offered by employers. Individuals with private Health Insurance are more likely to be treated and return to work up to three months faster than those without access to private treatment. For the employer,
Group Life cover is a benefit provided to your employees if they die from any cause or are diagnosed with a terminal illness (12 months or less to live). Cover is provided 24 hours a day, 365 days a year, regarldess of whether the member
Total and Permanent Disablement (TPD) cover provides a lump sum payment of the sum insured if an employee is medically deemed to be totally and permanently disabled. If an employee suffers from an illness or an injury that means they can never work in their
Income Protection contracts are designed to pay up to 75% of an employee’s income after a defined wait period if an employee is unable to work due to illness or injury. The wait period can vary from 4, 8 or 13 weeks and policies have
Trauma is an excellent benefit to provide crisis cash if an employee is unable to work because a trauma condition is suffered. The cash can be used to sustain the employee’s family whilst they are unable to work or to fund alternative medical treatments that