Group Disablement Cover

Total and Permanent Disablement (TPD) cover provides a lump sum payment of the sum insured if an employee is medically deemed to be totally and permanently disabled.

If an employee suffers from an illness or an injury that means they can never work in their occupation again, TPD insurance cover provides the funds to help replace some income, seek medical treatment (in home carers) or make adjustment to their home (for example accessibility for wheelchairs).

Cover can be automatically accepted up to certain levels as long as minimum group numbers are met.