Trauma or critical illness cover is our most frequently recommended type of insurance protection. It’s an excellent benefit to provide crisis cash if you suffer from one of the many illnesses outlined by the insurer.
The funds from a claim payment can be used to replace income if you’re unable to work, or to fund alternative medical treatment that may not be available through the public healthcare system.
The most common causes of Trauma claims come from heart attack, stroke and cancer, and more than 90% of Trauma claims come from these conditions. However there are many different illnesses covered under most Trauma policies, including as an example:
- Alzheimers and Dementia
- Chronic lung failure, lung disease and renal failure
- Major burns
- Major transplant surgery
- Permanent blindess, loss of speech, loss of hearing, loss of limbs
- Brain tumour
- Motor Neurone Disease
- Multiple Sclerosis
- Paraplegia and Quadriplegia